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AdviceWhich savings vehicle meets your needs?
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A SelectSmart.com Advice Selector by BobbySimmonsPro, created May 2013.
This tool provides you with a list of the major points to consider about different savings products. It can help you figure out which savings vehicle has the qualities you are looking for, and let you know which tools you should be investigating. Disclaimer.
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The first selector question is below.


1. Tax Deferred Growth - Does your savings vehicle need to grow compounded interest without having a portion of the earnings get siphoned off to the IRS every year?
Prioritize your choice above:
High Medium Low

2. Competitive Return - Does your savings vehicle need to provide you with access to returns that are likely to outperform or keep pace with the rate of inflation?
Prioritize your choice above:
High Medium Low

3. Tax Free Distribution - Does your savings vehicle need to provide you with access to tax-free withdrawals on the growth it accumulates over time?
Prioritize your choice above:
High Medium Low

4. Contribution Limits - Does your savings vehicle need to allow contributions beyond the limits set by the IRS for standard retirement accounts, and do this without sacrificing any of the other benefits it offers?
Prioritize your choice above:
High Medium Low

5. Collateral Opportunities - Does your savings vehicle need to provide you with the option to use your account value as collateral for loans in the future without triggering taxes and penalties?
Prioritize your choice above:
High Medium Low

6. Safe Harbor - Does your savings vehicle need to provide your account balance with protection from lawsuits, creditors, and bankruptcy proceedings in the event of unfortunate financial circumstances?
Prioritize your choice above:
High Medium Low

Now that you have answered all the questions, continue to the Show Me My Results! button below.


Just for fun, predict what your #1 result will be.Your prediction will not influence your results.






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