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1. Business or general investment purposes
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2. A motor vehicle or trailer such as a car, trailer, motor bike, caravan or boat?
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3. Personal, domestic or household purposes other than a motor vehicle?
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4. Purchase, renovate or improve residential property
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5. Residential investment purposes
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Commercial Loan (L3)
Overdraft (S)
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YES
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Will the credit provided be secured by a residential property
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YES
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Will the credit provided be secured by a residential property
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YES
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Will the credit provided be secured by a residential property
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Will the credit provided be secured by a residential property
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NO
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NO
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NO
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YES
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YES
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Commercial Loan (L4)
Overdraft (S)
Credit Card (S26)
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Personal Loan (L5)
Car Loan (L6)
Personal Touch (L67)
Car Loan Special (L7)
Fixed Rate Car Loan (L89)
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Personal Loan (L5)
Personal Touch (L67)
Credit Card (S26)
Enviro Loan (L5)
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Is the LVR less than 80%?
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Is the LVR less than 80%?
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YES
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NO
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NO
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YES
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Residential Loan - Retail
Redidraw Home Loan (L1)
Sustainable Home Loan (L52)
First Home Buyer Package (L53)
Mortgage Offset Home Loan (L77)
Steady Rate Home Loan (L91-95)
Advantage Partnership Home Loan (L78)
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Redidraw Home Loan LMI (L34)
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Investment Residential Loan (L2)
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Loan Work Flow
