BusinessLoan Work Flow
A SelectSmart.com Flowchart by cstace2
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1. Business or general investment purposes
2. A motor vehicle or trailer such as a car, trailer, motor bike, caravan or boat?
3. Personal, domestic or household purposes other than a motor vehicle?
4. Purchase, renovate or improve residential property
5. Residential investment purposes









Commercial Loan (L3) Overdraft (S)
YES
Will the credit provided be secured by a residential property
YES
Will the credit provided be secured by a residential property
YES
Will the credit provided be secured by a residential property
Will the credit provided be secured by a residential property


NO

NO


NO


YES


YES
Commercial Loan (L4) Overdraft (S) Credit Card (S26)
Personal Loan (L5) Car Loan (L6) Personal Touch (L67) Car Loan Special (L7) Fixed Rate Car Loan (L89)
Personal Loan (L5) Personal Touch (L67) Credit Card (S26) Enviro Loan (L5)
Is the LVR less than 80%?
Is the LVR less than 80%?






YES

NO

NO

YES
 
 
Residential Loan - Retail Redidraw Home Loan (L1) Sustainable Home Loan (L52) First Home Buyer Package (L53) Mortgage Offset Home Loan (L77) Steady Rate Home Loan (L91-95) Advantage Partnership Home Loan (L78)
Redidraw Home Loan LMI (L34)
Investment Residential Loan (L2)