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A SelectSmart.com Vehicles Selector by Impartial Judge, created October 2010. Auto insurance companies offer different discount programs. Use this tool to find the insurer that has appropriate savings for you. Available coverages and discounts may vary by state. Review their websites. Contact the insurer for coverage and pricing details, deals and eligibility. The information here is based on what auto insurers promote online. Be sure to ask the insurer for every discount that you may be eligible for. Disclaimer

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1. Would you like a discount for having an anti-theft deterrent system, theft prevention devices, basic alarms, ignition or fuel cutoffs, and/or steering wheel locks?
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2. Would you like a discount for your car's anti-lock brakes (ABS brakes)?
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Low Medium High
3. Would you like a passive restraint discount, for example, cars that have automatic seat belts and/or driver side and passenger air bags?
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Low Medium High
4. What about a good student discount? Usually this means a B average or better.
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Low Medium High
5. Are you eligible for a senior citizen discount? Seniors are defined differently, at least one company defines seniors as fifty and over.
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Low Medium High
6. Would you like an automobile insurance discount for your hybrid car?
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Low Medium High
7. Are you a good and safe driver? Some companies will offer you a discount.
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Low Medium High
8. Are you interested in and/or potentially eligible for multiple policy discounts? This would include other insurance products such as home insurance.
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Low Medium High
9. Are you a retired professional?
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Low Medium High
10. Are you a low mileage driver?
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Low Medium High
11. Are you interested in and/or potentially eligible for multiple vehicle discounts?
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Low Medium High
12. Have you or will you complete an approved defensive driver course?
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Low Medium High
13. Will you be prepaying your full 12 month policy upfront? You may be able to get a pay-in-full discount.
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Low Medium High
14. Are all your insured vehicles GM vehicles? One company will give you discount.
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Low Medium High
15. Do you have a history of driving violations and/or numerous accidents?
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Low Medium High
16. Do you have poor or damaged credit?
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Low Medium High
17. Have you failed to keep your automobile insurance in force?
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Low Medium High
18. Are you eligible for a new parents discount?
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Low Medium High
19. Are you interested in insurers that offer discounts for teenagers and young drivers living their parents?
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Low Medium High
20. Would you like an insurance company that received overall satisfaction and pricing satisfaction ratings of at least four out of five stars by J.D. Power & Associates?
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Low Medium High
21. Would you like an auto insurer that gives special discounts to military personnel and families?
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Low Medium High
22. Would you like an auto insurer that gives special discounts to doctors, nurses, police, firefighters, etc.?
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Low Medium High
23. Would you like an auto insurer that gives special discounts to employees of GM companies (both active and retired)?
Prioritize your choice above:
Low Medium High

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