Car Insurance Comparison Tool

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Car Insurance Comparison Tool

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A SelectSmart.com Vehicles Selector by Impartial Judge, created October 2010.
Auto insurance companies offer different discount programs. Use this tool to find the insurer that has appropriate savings for you. Available coverages and discounts may vary by state. Review their websites. Contact the insurer for coverage and pricing details, deals and eligibility. The information here is based on what auto insurers promote online. Be sure to ask the insurer for every discount that you may be eligible for. Disclaimer.


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The first selector question is below.

1. Would you like a discount for having an anti-theft deterrent system, theft prevention devices, basic alarms, ignition or fuel cutoffs, and/or steering wheel locks?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

2. Would you like a discount for your car's anti-lock brakes (ABS brakes)?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

3. Would you like a passive restraint discount, for example, cars that have automatic seat belts and/or driver side and passenger air bags?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

4. What about a good student discount? Usually this means a B average or better.

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

5. Are you eligible for a senior citizen discount? Seniors are defined differently, at least one company defines seniors as fifty and over.

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

6. Would you like an automobile insurance discount for your hybrid car?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

7. Are you a good and safe driver? Some companies will offer you a discount.

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

8. Are you interested in and/or potentially eligible for multiple policy discounts? This would include other insurance products such as home insurance.

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

9. Are you a retired professional?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

10. Are you a low mileage driver?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

11. Are you interested in and/or potentially eligible for multiple vehicle discounts?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

12. Have you or will you complete an approved defensive driver course?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

13. Will you be prepaying your full 12 month policy upfront? You may be able to get a pay-in-full discount.

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

14. Are all your insured vehicles GM vehicles? One company will give you discount.

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

15. Do you have a history of driving violations and/or numerous accidents?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

16. Do you have poor or damaged credit?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

17. Have you failed to keep your automobile insurance in force?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

18. Are you eligible for a new parents discount?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

19. Are you interested in insurers that offer discounts for teenagers and young drivers living their parents?

Yes 👍

No 👎

No preference 🤔

Prioritize your choice above:

High Medium Low

20. Would you like an insurance company that received overall satisfaction and pricing satisfaction ratings of at least four out of five stars by J.D. Power & Associates?