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Determine if Customer is Renter or Home Owner                 Is There A Property Owner?   Does Property Owner's FULL Name match Customer 2's FULL Name? YES Is Client 2 Married to Client 1 YES Home Owner NO YES YES NO NO Renter- Need POH Does Property Owner's Last Name match Customer 1's Last Name?   Home Owner Renter Need POH NO     Does Property Owner's FIRST Name match Customer 1 or 2's FIRST name and Maiden name? YES Does Customer 2's Last Name match Customer 1's Last Name? YES Home Owner NO NO     Renter- Need POH