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Do you agree we need to make enough money to stop our deficit spending and rebuild our reserves? NO         YES Do you agree we need $XXX to make up per month to fund deficit spending and rebuild reserves? NO How much do you think we need?       YES Do you agree that there are three ways to fund our needs: increasing income, reducing expenses, and/or selling the house and living off the proceeds? NO What other options do you see?       YES Do you agree reducing expenses alone will not fund our needs?         YES Do you want to sell the house to fund our needs? YES Ok, let's sell the house, use your parents address to keep the boys in WW, and find a more modest place in Montgomery County.       NO Do you agree the only other option is increasing income, since you don't want to sell the house? NO What other options do you see?       YES Do you agree Steve should not seek a job hoping for more money because he would not vest in his pension? NO Please explain how this is a good idea.