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This flowchart traces how to accurately collect payment from user                   User accepts rental fee User chooses type of Credit Card for Payment (Visa/MC/AMEX/Discover) System Accesses User's Financial Account to Verify Funds     YES User Enters Credentials Again If Non-Sufficient Funds, Display Message: NSF, Please Re-Enter Credentials If Funds are Sufficient, Proceed to Check Out of Bike YES Display: Thank You.     User Chooses Different Credit Card Credit Card Information is Accepted YES Display: Thank You